insurance cost PLEASE help

[jvdesensi]

hello, i just purcahsed an AU XR6 series III

im 17 and if i have it under my mums name, with me as a driver, what is the est cost.

need help asap

also check out what i have for sale

[poolkeeper]

go online through the insurance mobs websites, quick quote. only just cars would give you insurance i think

[fourl6]

im paying just over 1k full comp with standard excess and listed mods below... thats in my name (19) through RACV... (thats a S3 forte not a XR6 tho...)

[MGM]

i got quoted 3200 for my name through just car, got it through mums name(im 19) for 580 including the stereo insured which i couldnt get

[JC]

Originally Posted by jvdesensi

hello, i just purcahsed an AU XR6 series III

im 17 and if i have it under my mums name, with me as a driver, what is the est cost.

need help asap

also check out what i have for sale

I'll do it for $4500 per year. Just PM me if you're interested - oh, and that will be no drivers under 25.

[GT0132]

Seems insurance companies pick a number out of the air.

Some guys in late 20's are insuring their FPV's for around $1,200 yet I'm 45 and paying close on $2 grand.

Depends on:

Where you live, (NSW is way higher than QLD and Vic)

Type of car (XR6T's & 8's /Tickfords and FPV's are gonna be way higher than standard Forte's and XT's),

Your age...some may not insure you if you have anythiong other than a stock 6 cyl and are under 25

Driving history..(seems you'd be lacking there)

Whether its under finance

You need to do a ring around...Good luck

[fordman_01]

mines just under 1k under my dads name (im 17) without them knowing about any of my mods eg. wheels and exhaust system and other mods....... i should really tell them now that i think about it.

[jvdesensi]

im 17, turning 18
live in VIC
2001 AUIII xr6 + leather + lpg
no finance

[brad`]

hey all, im 20 going threw RACV and im paying $1,150 full comp. but thats with a S1 fairmont.

[DirtyHarry]

17yo with an AU XR6...

The answer is LOTS.

[Eu-GenixX]

Originally Posted by fordman_01

mines just under 1k under my dads name (im 17) without them knowing about any of my mods eg. wheels and exhaust system and other mods....... i should really tell them now that i think about it.

umm.. well thats the point of having insurance?? if you crash they won't pay you anything.... i'd be calling them asap to tell them...

and also to everyone else... you need to look at excess costs as well as premiums... one place might cost less in premiums.. but the excess might be huge....

[jvdesensi]

i jsut got quoted 1.5 through ING im rappppped

[JC]

Originally Posted by jvdesensi

i jsut got quoted 1.5 through ING im rappppped

You mean rapt. That sounds pretty reasonable for the combo of you and your car. I'm paying about half that for our explorer, and I've been driving longer than you've been alive!!!

[GasoLane]

Originally Posted by JC

You mean rapt. That sounds pretty reasonable for the combo of you and your car. I'm paying about half that for our explorer, and I've been driving longer than you've been alive!!!

But he's probably got a $5k excess

[HLC]

$1200 here.

NRMA, 20, through my parents name. 1 accident and driving fine :

series 2 fairmont. sick bro.

[aye you]

$1450 for me, 19, Forte s3. insurance is in my name with the TIO which is the NT equilivant of the GIO

[brad`]

Originally Posted by jvdesensi

i jsut got quoted 1.5 through ING im rappppped

HaHa ING must have good customer service.. i dont get any thing like that from RACV

[sikford]

Series 2 Fairmont Ghia, just under 3k through just car full comp, under my name with a fine against my name.its crap when im only on trainee wages and have to pay the thing off and try to get the money for insurance but thems the breaks i spose.oh and no other insurance company would insure me as they said i am a high risk, im 20.pffft, i dont like insurance companys they rip ya and then they screw ya overm had a lady run up my a** in a VN Commonwhore while i was drivin my brothers KF Laser and i ended up having to pay $1200 for a damn headlight to be fixed on it. they all are

[Eu-GenixX]

if you got run into... why did you have to pay?... she hit you. it's her fault....

unless you were unlicenced or something... must be more to it... ??

i been looking around places.. see if i can get a better deal... but so far suncorp is the best i can find... only problem is i need a new exhaust.. mine has holes in it.. but they reckon if i get an aftermarket system.. my excess doubles.. (coz of other mods i already have).. and their reasoning is that aftermarket parts cost more.. even tho i'm sure an exhaust from ford would be much more expensive....

[sikford]

Originally Posted by Eu-GenixX

if you got run into... why did you have to pay?... she hit you. it's her fault....

unless you were unlicenced or something... must be more to it... ??

i been looking around places.. see if i can get a better deal... but so far suncorp is the best i can find... only problem is i need a new exhaust.. mine has holes in it.. but they reckon if i get an aftermarket system.. my excess doubles.. (coz of other mods i already have).. and their reasoning is that aftermarket parts cost more.. even tho i'm sure an exhaust from ford would be much more expensive....

yer the silly bitches husband rang there insurance company and spun them a line of bullshit and they beleived em caus im under 21 so its "gotta be my fault ya know".f***in insurance companys

[Eu-GenixX]

i woulda refused to pay... she hit you in the back.. it is automatically her fault..even if you jumped on the brake for no reason.... she is at fault...

[bodes-sh]

i'm with racwa, no mods listed, 21, 3 speeding fines......about $900 a year full comp, au1 forte

[sikford]

Originally Posted by Eu-GenixX

i woulda refused to pay... she hit you in the back.. it is automatically her fault..even if you jumped on the brake for no reason.... she is at fault...

yeah i refused at the start but then didnt wanna go through all the bullshit as they wont beleive you if your under say 25.but happens, ah well.my excess is $1700 in which i had to find and fork out btw.it was ghey.

[Debzilla_108]

im 18yo girl with AU fairlane and im paying just under 2k full comp agreed value with NRMA
excess of i think $500 and then there is a age excess of $400 (its $500 for boys...coz girls are obviously better drivers hehe )

[Mr Hardware]

man you guys are suckers
TWO FRIGGIN GRAND FOR A FRIGGIN AU
I pay $380 for full comp. I'm 22. Beat that suckers.

[Eu-GenixX]

coz it's an ex taxi and worth less than the premium costs??

what are you excess's?..

and that still seems awful cheap for full comp...
who are you with?.. and what have you lied about?

[jvdesensi]

under my mums name, registered under mums name
me as a driver,
excess is 500 + 450 coz of age, or other way around

racv = 2.3K
allianz = wouldnt insure K
gio = 3.1K
aami = 2.2K
ING = 1.5K

and my car has premium sound + factory floor body kit + LSD + leather trim.

[XR6Stu]

My renewal just came for 1380 and I have a not so crash hot driving history, bt havent yet told them about my 12 month loss of license. Am expecting it to be around the $1800 mark.

[Krakey]

My auII xr6 vct under my dads name and me as a second driver is about 1100 or 1200 cant remember, full comp and first year p's. This is through RACV.

Krakey

[mik]

do your home work it will save you big dollars ring some brokers phone calls are cheap.